100% Freehold Funding Secured for a Squat Practice Acquisition
A dentist in the Midlands wanted to open a squat practice and buy the freehold premises outright but their bank would not provide full funding. Dental Funding built a strong business case and worked with specialist lenders to secure 100% of costs at a highly competitive rate. This enabled the client to launch their practice with full ownership, sustainable cashflow and a strong foundation for long-term success.
Client Profile
A highly qualified Dentist in the Midlands approached us with plans to open a squat dental practice. The opportunity included purchasing the freehold premises outright, a strategic move to control future costs and build long-term value.
However, their own bank had made it clear that 100% funding for the freehold purchase would not be possible, leaving the client unsure how to move the project forward.
Our Approach
We carried out a full assessment of the client’s financial profile, business plan and projected cashflows for the new practice.
Our process included:
• Preparing a detailed business case demonstrating the viability and profitability of the squat practice
• Positioning the deal to specialist lenders with a strong appetite for dental-sector freehold acquisitions
• Negotiating terms to deliver maximum funding at the lowest possible rate
The Outcome
Thanks to our sector expertise and lender relationships, we secured a 100% funding package that far exceeded what was available directly from their bank, including:
• Full freehold purchase funded
• Highly competitive rate over Base, committed for the full term of the loan
• A structure that supported strong cashflow during the critical early months of the squat practice launch
This tailored solution allowed the client to open their new practice with full ownership of the premises while keeping monthly commitments sustainable.
Client Feedback
“I was told by my bank that buying my freehold with 100% funding simply wasn’t possible. Dental Funding not only made it possible but secured an incredible rate for the full term of the loan.
Their professional guidance was exceptional, I’ve been able to launch my practice on the right foundations, and I know I wouldn’t have achieved this outcome without their help.”
Key Takeaways
• Specialist advisers can secure full funding for freehold acquisitions that many high-street lenders won’t consider.
• Strong sector knowledge and lender relationships are critical to achieving market-leading rates and terms.
• Owning the premises from day one creates long-term security and value for squat dental practices.
